About us

VocaLink provides the backbone of the banking industry. Our technical infrastructure makes electronic payments and transactions possible. In the UK, nearly all electronic transactions - from card payments to Direct Debits and cash withdrawals - pass through our systems. Many international banks work with us to extend the efficiency we provide in the UK to their global operations.

Banks, financial institutions and businesses depend on our services to pay and be paid. We do not let them down, and our job is to maintain their confidence in our ability to meet and exceed current expectations and drive the industry forward.

We pioneered electronic payments over four decades ago and have been a driving force in electronic transactions ever since. Our automated payment platform processes over 80 million transactions per day and our switching platform powers the world's busiest ATM network, connecting over 60,000 ATMs.

The beating heart of the transaction industry

At the heart of our business are robust technology platforms that offer comprehensive processing for domestic and international automated payments and all aspects of ATM switching. Our unique approach offers reach throughout the Single Euro Payments Area and beyond.

Our core processing service is augmented by a range of value-added services that leverage our know-how and technical capabilities. These give banks the opportunity to launch competitive products on a technical platform that is proven to be robust and secure. Banks benefit from a shorter time to market for new products and greatly reduced operational and commercial risk.