VocaLink - operator of the UK national payments infrastructure.

VocaLink designs, builds and operates world-class payment systems and ATM switching platforms. We operate the UK national payments infrastructure, a national grid for payments.

VocaLink's innovative, sustainable, and highly efficient payment services touch the lives of almost every person and business in the UK.

Through our systems we process over 90% of UK salaries, more than 70% of household bills and almost all state benefits.

VocaLink technology powers the Bacs and Direct Debit schemes as well as connecting the world's busiest network of over 65,000 ATMs through the LINK scheme.

Our platforms have made it easier to make payments confidently, securely and cost effectively. Last year we processed over 10 billion UK transactions with a value of £4.9 trillion. 

VocaLink, with its vision and proven capability, is leading the way in payments. We provide the infrastructure for the Faster Payments Service, which helps businesses and individuals realise the value and benefit of real-time payments.

VocaLink is at the forefront of mobile payments, driving a new era of ultra-convenient commerce.

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