The banking industry needs systems that are reliable, robust and scaleable.

VocaLink provides the processing infrastructure that powers the UK and other major economies. Our payments platform processes around 90 million interbank payments a day and our switching platform connects the world’s busiest network of over 63,000 ATMs.  Many of the world’s top banks rely on VocaLink to meet their transaction needs.  VocaLink services offer banks reach throughout the SEPA and beyond and operate on ‘never fail’ technology to give banks total reliability and availability 24 hours a day.

Core transaction services are augmented by value-added services that leverage the company’s industry expertise and technical capabilities.  Independent research by Capco suggests that VocaLink saves the UK banking industry around €300 million every year as a result of reduced in-house capital expenditure and the achievement of very high straight-through processing rates.

The VocaLink infrastructure allows banks to exchange much more than payments details.  Our platform also provides services that facilitate the exchange of supporting information including instructions when a payment is set up, changed or corrected, or when customers change banks and want to move regular payments with them.  All of our services are characterised by the efficient exchange of information and our philosophy is to create payments that are right first time and fully auditable.

As pioneers of electronic payments, VocaLink remains committed to payments innovation.  We are driving the uptake of mobile banking, giving bank customers direct access to their bank account details from their mobile phones.

For more information on our Payment Processing services click here

For more information on our Cards and ATM services click here