We believe that economies are powered by easy access to and movement of money. We empower businesses and consumers to move money by sharing our technology and payment industry expertise. We're VocaLink. Powering economies, empowering people.PLAY
Bank of Scotland, Barclays, Halifax and Lloyds Bank start to work with Zapp to deliver "Pay By Bank App" to make paying with your mobile safe, secure and convenient.
VocaLink signs deal with The Clearing House to help bring real-time payments to the U.S.
Mastercard and VocaLink join forces to enhance payment services for the benefit of customers and partners.
First shared service for banks launches with a secure, streamlined service, reducing processing time and human errors using International Standards.
Providing customers with the simplest and most convenient way to pay for regular and occasional bills. Over 70% of the population use our services to pay their household bills by Direct Debit.
The vision of interoperability between ATMs becomes a reality.
BASTEL-IP is launched, a unique service enabling corporate clients to submit payments directly over the internet - becomes the world's largest interoperable PKI system.
VocaLink designs, builds and operates the infrastructure for the Faster Payments Service on behalf of the Faster Payments Scheme. The service runs on VocaLink's real-time payments platform.
VocaLink is selected by the Payments Council to develop a new mobile payments platform, enabling bank customers to send instant payments to other people using just their mobile phone number.
VocaLink launches central infrastructure for a 7 day current account switch service.
The Payments Council's new payment service Paym launches in April, powered by VocaLink's National Mobile Proxy Database.
VocaLink provides real-time technology to support launch of Immediate Payments service FAST in Singapore.
VocaLink was formed out of the merger between Voca Limited and LINK Interchange Network Limited on 2 July 2007. As part of the merger a newly established holding company was formed - VocaLink Holdings Limited.READ MORE
At VocaLink every employee is an expert at what they do. Our three core values - Passionate, Persistent and Pragmatic - guide our decision making as our business evolvesREAD MORE
Corporate Development manager
Senior Policy & Public Aﬀairs Manager
MD Zapp and International Business
Security Governance Manager, AIMS
Senior Legal Counsel, Legal
Head of Pre Sales, Solution Design and Architecture
Solution Delivery Manager, ATM Managed Service area of CTS
HR Business Partner
Platform Services Manager, COO/Service Operations
We've been leading the way in the payments industry for nearly 50 years, pioneering the UK's first network of ATMs - a transformational breakthrough in its day. Today, we develop world-class payments platforms that power global economies. Our payment platforms power Bacs and the Faster Payments Service in the UK and we continue to bring our expertise to the fore by enhancing our existing systems and developing a blueprint for the future of payments.
Since 2008, the Faster Payments Service has given UK consumers and businesses a fast and secure way to move money online, at any time of day or night. To remain relevant and meet customer expectations, banks and businesses had to make the most of the real-time Faster Payments infrastructure available to them. However, the door into Faster Payments hasn’t always been open to smaller financial institutions.
In recent years we have invested substantially to provide secure and universal access to our payment systems. PayPort, our new managed service, facilitates a level playing field between larger established financial institutions and up and coming challenger banks who wish to connect to Faster Payments. PayPort was one of the very first platforms to gain Vendor Accreditation from Faster Payments Scheme Limited (FPSL) in 2016.
We are working with regulators, financial services organisations and other stakeholders to develop a suite of new and innovative products to benefit consumers, businesses and the wider economy.
Accura from VocaLink delivers fact-based, timely insights via up-to-date, transactional data, which enable better informed decision making and help to solve some of the big problems that affect society. Through our suite of insight products, we help businesses to deliver an enhanced experience for their customers and achieve operational efficiencies at the same time. Our vision is to power insights that empower everyday lives. We create superior intelligence by fusing our technological expertise with our ability to distil data down into meaningful information. Accura is the point at which technology meets people, art and science.
Pay by Bank app is of great interest to businesses and consumers alike and offers all the benefits of real-time payment and billing using your smart phone. By harnessing the power of VocaLink’s real-time clearing system, payment is easier, quicker and the risk of fraud is greatly.
Our strategy is built on a vision to shape the global payments landscape and in recent years we have partnered with other industry leaders to expand our offering into international markets.
Our Immediate Payments Solution was developed in 2012 to meet the exacting demands that emerged in the need to support real-time payment processing at scale. Our experience means that we understand the demands placed on any Automated Clearing House that supports an entire country.
The FAST service in Singapore, which is supported by our Immediate Payment Solution, has operated at 100% availability since inception. Now bank customers can pay who they want, when they want, in real-time.
In October 2015 we announced an agreement with National ITMX Co. Ltd, Thailand’s main interbank payments infrastructure provider, to develop the plans for the introduction of mobile payments underpinned by our Immediate Payments Solution as a strategic platform in Thailand. We believe that, over time, the Thai economy will benefit significantly from real-time technology as a driver of payment efficiency and innovation.
In December 2015, we signed a contract with The Clearing House (TCH), which counts 24 of the USA’s largest banks among its members and several hundred banks as users of its system, to help build and deliver a real-time payments system in the US. Our ISO 20022 standard real-time payment system is facilitating a step-change advancement in US payments.
Our expertise in real-time technology, along with alternative payments overlay, such as Zapp and Paym, have international appeal and we continue to explore these opportunities as the year progresses.