Vocalink designs, builds and manages payments solutions and ATM switching solutions that offer a smarter, cost-effective alternative to an in-house build. Our payment services offer universal reach throughout UK banking on a platform that is infinitely scaleable.

Our platform supports banks in making payments confidently, securely and cost effectively.


Vocalink powers the world's busiest ATM network and provides transaction switching, clearing and settlement for the UK LINK scheme. We connect over 70,000 ATMs and process over 3.5 billion card-initiated payments every year.

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The Current Account Switch Service was driven by legislative imperative. Vocalink has helped the Government achieve its dual aims of removing the stickiness of current accounts and putting customers in charge of their banking relationship.

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