Top-Up Services

The UK's prepay market is changing. 

Consumers appreciate a secure, convenient alternative to post-pay services that improves budgeting and increases flexibility. The rise of prepaid products demonstrates the advantages of prepay as a new, smart way to pay and manage spending according to individual needs and circumstances. 

Prepay services are growing in popularity and, for many adults who have grown up with these, prepay is a natural lifestyle choice.


A successful prepay-deployment requires universal connectivity. Consumers must be able to top-up where and when they want and providers need to generate growth through a "network effect".

Vocalink can offer universal connectivity for all pre-pay, top-up and stored value transactions - travel, mobile airtime, utility, digital content and digital gift cards.

For the last 14 years we have enabled easy mobile phone airtime top-up from UK ATMs. Our solution delivers the best customer experience available, with real-time top-ups applied directly to the prepay phone.

To improve choice for consumers, Vocalink has extended this facility into the internet and mobile channels. Our solution can be deployed through digital channels as well as operators or indirect websites and mobile applications. 

In practice, Vocalink offers consumers a single location at which to manage their finances and all prepay services. And for all suppliers, a single hub offers a low-cost option that delivers the widest reach over a secure network.