The fastest way to return funds back onto your customers' cards.
By offering Real-Time Credits you will have a competitive advantage by meeting the growing customer demand for immediacy in receiving refunds and credits back to their debit card.
Single, flexible interface to integrate with the service and for receiving credit requests from multiple merchants
Managed service with agreed service levels
Competitive advantage through increased acceptance for cardholders
Build trust and satisfaction into your customers' relationships
Additional service to offer existing business customers
Leverage Vocalink's track record of delivering outstanding service
Real-Time Credits leverages existing card transaction functionality to refund an account and removes any manual processing requirements. By removing parties from the value chain it allows for real-time repatriation of funds.