Standing on the shoulders of giants


Payment efficiency is of strategic importance to any modern economy. Everyone expects to be able to pay who they want, when they want. With the decline of physical instruments, such as cash and cheques, electronic payment has become the natural choice as a simple, safe and convenient way to pay.

For over forty years, the UK has been in the vanguard of payments innovation. Major milestones include the Bacs service in1968, which offers universal connectivity and fund transfers between UK bank accounts and, more recently the Faster Payments Service (FPS) in 2008, which facilitates single immediate interbank payments using real-time technology.

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Standing on the shoulders of giants

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