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Frequently asked questions
What are real-time payments?
Real-time payments, also known as real time payments, immediate payments, instant payments or faster payments, guarantee immediate availability of funds to the recipient.
There are a number of pseudo-real-time payment solutions are available to the market, which post immediately, but major variations occur with the frequency of settlement, which can be in real-time or periodically throughout the day.
What are the benefits of of real-time payments?
- guarantee immediate availability of funds to the recipient
- support better cash management and improved visibility of balances
- ease the transition to electronic payments by providing a viable alternative to cash
What are ACH payments?
ACH, which stands for automated clearing house, is a payment infrastructure for bank account-to-account payments. ACH systems can be real-time, but are typically slower and have discontinuous operating hours: bulk ACH systems post payments within hours or days of payment initiation.
Data analytics & consulting solutions
We offer technical advice and analysis to support your real-time payment project throughout its lifecycle, from project initiation to effective operation.Learn more
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