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The Different Times

Read insights from Mastercard and its partners in our very own newspaper. Discover how digital technologies are enabling inclusive access to money and services, explore the partnerships that are driving payments innovation, and our Agony Aunt offers a little advice.

The Different Times

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Favourite stories from across our business

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Donald Chesnut on the customer experience

Technologies and trends shaping the future of commerce

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#FrictionlessFutureofPayments

In 2019, we embarked on a project to explore the future of payments and financial services. Join us as we explore the key themes that will define the future payments landscape.

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#FinancialInclusion

Having access to a bank account and financial services helps people and businesses to guard against risk, invest in their future and build better lives. That's why Mastercard has committed to include one billion people and businesses previously excluded from financial services by 2025.

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Stories, podcasts and videos

Fuelling the global gig economy

QR code innovation is enabling low-cost digital acceptance in Pakistan

Real-time payments market continues to mature

Collaborating with TSB to combat opportunist fraudsters

Making cross-border payments more seamless and secure

Request to pay: giving people flexibility and control

Time to fix the broken link in billing

Paying other people during a pandemic

Q2 2020 Open Banking tracker

Modernising payments in Latin America

LINK on cash and ATM use during a time of change

The importance of dependability in real-time services

Post-pandemic reality: Why open banking is the new normal

The future of P2P payments

The evolution of open banking with the EPA

Powering small businesses to weather the storm

Combatting fraud in open banking with Konsentus

An inflection point in US bill payments

Q1 2020 Open Banking tracker

Mark Barnett on UK, Ireland and Nordic payments

Celebrating 60 years of Bankgirot

The power of proxy-enabled payments

Driving the next era of inclusion

Highlights from UK Finance Economic Crime Congress

Managing just-in-time liquidity

Q4 2019 Open Banking tracker

Introducing Digital Future

Transforming Thailand to a digital economy

Vocalink and TSB: providing confidence in every payment

Vocalink wins Technology Provider of the Year

Finextra interview: Innovation and inclusion in Africa

Finextra interview: The changing B2B payments landscape

Stories from the frictionless future of payments

The frictionless future of real-time payments

The daily digest from Sibos: Day three

The daily digest from Sibos: Day two

The daily digest from Sibos: Day one

Democratising access to real-time payments

Combatting financial crime

Inclusive access to money and services

Seamless cross-border trade

Collaborating to advance cross-border trade

Just-in-time business

Intuitive payments

The frictionless future of payments

Fighting the bank transfer fraud battle

Thoughtful innovation – driving the future of payments

The impact of AI in financial services

The commercialisation of Open Banking

Unlocking a world of opportunity in Open Banking

Using AI to uncover sophisticated patterns of financial crime

Tackling fraud in the age of Open Banking

UK businesses worry that fraudsters are winning

Two years of PromptPay