Payments & processing

World-leading infrastructures and applications to enable banks, businesses and people to pay and get paid


real-time payments

Instant Payment Service

Keep pace with the speed of life with our Instant Payment Service – the most advanced, functionally rich solution for real-time bank account-based payments.

Proxy look-up solution

Multi Proxy Service

Make payments simple and secure with Multi Proxy Service. It allows people to send money using a recipient’s phone number, email address or citizen ID.

retail payments

Pay by Account

Give people choice and control when they checkout, and transform your financial services app into a digital payment device.

bill payments

Bill Pay

Mastercard Bill Pay allows people to view, manage and pay household and other personal bills within their financial service provider’s banking app.

batch payments

Bulk Payment Service

Our batch payment solution is the beating heart of your economy. It allows businesses and governments to automate payments to multiple accounts on time, every time.