Payment Processing

Vocalink provides and operates the central payments processing infrastructures that power the UK economy. We are the driving force in payment processing innovation and are the chosen provider of three principal UK transaction services: Bacs, Faster Payments Service and the LINK ATM Service.

Over many years we have worked with organisations to transform their financial supply chains, unlocking cash and giving banks the opportunity to develop profitable new business lines.


Vocalink runs, maintains and services the technical infrastructure that processes automated payments on behalf of Bacs; on a peak day 99.3 million transactions were securely processed through our data centres.

Read More


Vocalink provides the processing infrastructure behind the LINK scheme. The ATM switch delivers an 'always-available' transaction processing infrastructure that consistently offers >99.9% network availability.

Read More

Faster Payments

The Faster Payments Service represents the biggest advancement in UK payments for several decades and is designed to run in parallel with the existing Bacs and CHAPS services. The Faster Payments Service is available 24x7x365.

Read More


Vocalink is a strategic partner of Sweden's automated clearing house, Bankgirot. This unique partnership marks the first time a national payments system has outsourced part of its payments processing to a non-domestic player.

Read More