VocaLink provides the processing infrastructure behind the Link Scheme.
The ATM switch delivers an 'always-available' transaction processing infrastructure that consistently offers >99.9% network availability and switches over 3.5 billion card-initiated transaction per year. It connects financial institutions, the post office, mobile phone operators and independent ATM deployers.
LINK has gained the trust of UK consumers over several decades. There are more than 130 million LINK-enabled UK debit and ATM cards in circulation. Virtually all cash machine operators in the UK are members of the LINK scheme, which ensures that standards are maintained and costs controlled.
Membership of the LINK scheme also includes benefits, such as fraud detection and alert services and access to a range of online management information tools that improve customer service and retention.
Our central switch operation also provides a gateway service to VISA and MasterCard and is backed up by a settlement process that handles comprehensive management information settling in excess of up to £430 million daily.
See below 2016 LINK transaction volumes and values.