Real-Time Credits

The fastest way to credit funds to a person's card

Real-Time Credits allows financial institutions and merchants to deliver funds directly to a debit card in near real-time, making the money instantly available to spend.

Contact us

To find out more about our Real-Time Credits, contact James Bushby

Our Real-Time Credit solution leverages existing card transaction functionality to refund or credit an account with no manual processing.

A single, flexible interface allows financial institutions to receive credit requests from multiple merchants, and merchants to send credit request to multiple banks.

It enables financial institutions and merchants to differentiate themselves from competitors, while improving customer satisfaction and trust.