uk connectivity

Card transaction services

Enable card-initiated transactions from any connected counter or ATM

Our card transaction services allow people and businesses to perform a range of banking transactions, including balance enquiry, cash withdrawal and cash deposits

They support transaction processing for domestic schemes, Mastercard, Visa, Union Pay, Discover and JCB schemes for financial institutions and independent ATM deployers

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Switching and settlement
Enables people and businesses to perform a range of banking transactions from any connected counter or ATM

Gateways
Our 'always available' infrastructure provides access to a range of schemes, including via sponsored access

ATM managed service
Our multi-vendor ATM processing platform that authenticates, routes and processes transactions across ATM networks

Switching & settlement

Vocalink provides transaction switching, clearing and settlement for billions of card-initiated transactions in the UK every year. Our solution includes built-in network resilience services to reduce technical vulnerabilities and maintain service during scheduled and unplanned outages.

It enables people and businesses to perform a range of banking transactions, including balance enquiry, cash withdrawal and cash deposits from any connected counter or ATM.

Network resilience

Our network resilience solutions provide a robust and reliable contingency plan to keep customers transacting event when systems are unavailable. Both solutions support transactions from all connected counters and ATMs.

Dynamic routing

Reduce technical vulnerabilities with our dynamic routing service, which connects all available processing interfaces to eliminate any single point of failure

Stand-in processing

Ensure continued availability of services with stand-in processing, which defers to rules-based decisioning in the event the receiving bank doesn’t respond

Gateways

Our card transaction gateway allows ATM acquirers and issuers to process, clear and settle transactions across the UK and Europe. We provide an optional value-added service through a sponsorship arrangement for scheme licenses.

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ATM managed service

Our ATM managed service augments our core switching and settlement infrastructure with value added services. The service leverages our practical experience, know-how and technical capabilities to improve operating efficiencies.

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