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Card transaction services

Card services you can bank on

Our card transaction services provide access to Mastercard, Visa, Union Pay, Discover and JCB schemes for financial institutions and independent ATM deployers

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card switching and settlement

Our solutions allow people and businesses to perform a range of banking transactions, including balance enquiry, cash withdrawal and cash deposits from any connected counter or ATM

Switching and settlement
Enables people and businesses to perform a range of banking transactions from any connected counter or ATM

Gateways
Our 'always available' infrastructure provides access to a range of schemes, including via sponsored access

ATM managed service
Our multi-vendor ATM processing platform that authenticates, routes and processes transactions across ATM networks

built-in network resilience

Our network resilience solutions reduce technical vulnerabilities to maintain availability during scheduled and unplanned outages

Dynamic routing

Reduce technical vulnerabilities with our dynamic routing service, which connects all available processing interfaces to eliminate any single point of failure

Stand-in processing

Ensure continued availability of services with stand-in processing, which defers to rules-based decisioning in the event the receiving bank doesn’t respond

secure gateway

Our card transaction gateway allows ATM acquirers and issuers to process, clear and settle transactions across the UK and Europe

We provide an optional value-added service through a sponsorship arrangement for scheme licenses

Gateways

Our card transaction gateway allows ATM acquirers and issuers to process, clear and settle transactions across the UK and Europe. We provide an optional value-added service through a sponsorship arrangement for scheme licenses.

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ATM managed service

Our ATM managed service augments our core switching and settlement infrastructure with value added services. The service leverages our practical experience, know-how and technical capabilities to improve operating efficiencies.

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success story

Powering one of the busiest ATM networks

Vocalink provides transaction switching, clearing and settlement for the UK LINK Scheme — one of the world’s busiest ATM networks comprising over 54,000 ATMs.

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success story

Widening access to banking services

Vocalink’s infrastructure enables over 30,000 individual Post Office counters — the largest branch network in Europe — to provide a range of basic banking transactions.

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Find out more about our card transaction services

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