Real-time Credits


The fastest way to return or credit funds to your customers cards. Vocalink’s Real-Time Credits delivers funds directly to a debit card in near real-time.

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FEATURED NEWS

THOUGHTFUL INNOVATION – DRIVING THE FUTURE OF PAYMENTS

If you have to teach someone how a payment innovation works, or if it compromises core stability, you’ve failed

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global payments landscape

United States

In 2016, Vocalink signed a contract with The Clearing House (TCH) to develop a national real-time payment service in the US. This service went live in November 2017.

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Thailand

Vocalink has developed a transformational payments service for Thailand, providing a Real-Time Payments Switch (IPS) and a Multi Proxy Platform (MPP), which has allowed it to enter the world of real-time payments.

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Singapore

Vocalink helped the Singapore payments industry realise its ambition of implementing immediate bank transfers and debit requests as part of the FAST service.

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Sweden

Vocalink is a partner of Sweden’s automated clearing house, Bankgirot – the first time a national payments system has outsourced its payments processing to a non-domestic player.

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United Kingdom

The Faster Payments Service runs on the Vocalink real-time payments platform. Faster Payments enables interbank fund transfers in real-time, typically initiated via the internet or phone.

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scheme partnerships

Vocalink technology powers the Bacs Direct Credit and Direct Debit schemes

The UK Faster Payments Service runs on Vocalink's real-time payments platform

Vocalink provides the processing infrastructure behind the LINK Scheme

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