Bringing Individuals into the economic fold

Real-time payments are being used globally to provide a more seamless banking experience for the financially excluded, offering a level of trust that was previously only available through physical cash.

our services

real-time payments

Our Immediate Payments Solution is tailored for implementation in international markets

payment processing

We provide and operate the UK's central payments processing infrastructures

mobile payments

We work alongside the UK banking industry to introduce new mobile payment solutions

access services

Banks and non-traditional players can benefit from access to Faster Payments

Analytics

Vocalink Analytics, where cutting-edge data science meets payments data

banking services

Our platform allows banks to make payments confidently, securely and cost effectively

FEATURED NEWS

WHY A HISTORY OF INNOVATION BODES WELL FOR THE FUTURE

Direct Debit and Bacs Direct Credit continue to be popular, even decades after their launch. The world in 2018 is an exciting place. Technology has brought amazing opportunities across so many sectors, and the payments space is no exception.

We have seen more innovation in the last few decades than in the preceding 100 years – mobile wallets, contactless payments, financial apps, and cheque imaging are just a few.

global payments landscape

United States

In 2016, Vocalink signed a contract with The Clearing House (TCH) to develop a national real-time payment service in the US. This service went live in November 2017.

Thailand

Vocalink has developed a transformational payments service for Thailand, providing a Real-Time Payments Switch (IPS) and a Multi Proxy Platform (MPP), which has allowed it to enter the world of real-time payments.

Sweden

Vocalink is a partner of Sweden’s automated clearing house, Bankgirot – the first time a national payments system has outsourced its payments processing to a non-domestic player.

United Kingdom

The Faster Payments Service runs on the Vocalink real-time payments platform. Faster Payments enables interbank fund transfers in real-time, typically initiated via the internet or phone.