Real-time Credits

The fastest way to return or credit funds to your customers cards. Vocalink’s Real-Time Credits delivers funds directly to a debit card in near real-time.

our services

real-time payments

Our Immediate Payments Solution is tailored for implementation in international markets

payment processing

We provide and operate the UK's central payments processing infrastructures

mobile payments

We work alongside the UK banking industry to introduce new mobile payment solutions

access services

Banks and non-traditional players can benefit from access to Faster Payments

Analytics

Vocalink Analytics, where cutting-edge data science meets payments data

banking services

Our platform allows banks to make payments confidently, securely and cost effectively

FEATURED NEWS

MASTERCARD UNVEILS SOLUTIONS TO UNDERPIN OPEN BANKING TRANSFORMATION

New services will enhance trust and facilitate interactions between banks and third parties to enable both to better serve consumers and businesses

global payments landscape

United States

In 2016, Vocalink signed a contract with The Clearing House (TCH) to develop a national real-time payment service in the US. This service went live in November 2017.

Thailand

Vocalink has developed a transformational payments service for Thailand, providing a Real-Time Payments Switch (IPS) and a Multi Proxy Platform (MPP), which has allowed it to enter the world of real-time payments.

Sweden

Vocalink is a partner of Sweden’s automated clearing house, Bankgirot – the first time a national payments system has outsourced its payments processing to a non-domestic player.

United Kingdom

The Faster Payments Service runs on the Vocalink real-time payments platform. Faster Payments enables interbank fund transfers in real-time, typically initiated via the internet or phone.