Real-time Credits
The fastest way to return or credit funds to your customers cards. Vocalink’s Real-Time Credits delivers funds directly to a debit card in near real-time.
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FEATURED NEWS
WHY A HISTORY OF INNOVATION BODES WELL FOR THE FUTURE
Direct Debit and Bacs Direct Credit continue to be popular, even decades after their launch. The world in 2018 is an exciting place. Technology has brought amazing opportunities across so many sectors, and the payments space is no exception.
We have seen more innovation in the last few decades than in the preceding 100 years – mobile wallets, contactless payments, financial apps, and cheque imaging are just a few.
READ MOREglobal payments landscape
United States
In 2016, Vocalink signed a contract with The Clearing House (TCH) to develop a national real-time payment service in the US. This service went live in November 2017.
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Thailand
Vocalink has developed a transformational payments service for Thailand, providing a Real-Time Payments Switch (IPS) and a Multi Proxy Platform (MPP), which has allowed it to enter the world of real-time payments.
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Singapore
Vocalink helped the Singapore payments industry realise its ambition of implementing immediate bank transfers and debit requests as part of the FAST service.
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Sweden
Vocalink is a partner of Sweden’s automated clearing house, Bankgirot – the first time a national payments system has outsourced its payments processing to a non-domestic player.
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United Kingdom
The Faster Payments Service runs on the Vocalink real-time payments platform. Faster Payments enables interbank fund transfers in real-time, typically initiated via the internet or phone.
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Vocalink technology powers the Bacs Direct Credit and Direct Debit schemes
The UK Faster Payments Service runs on Vocalink's real-time payments platform
Vocalink provides the processing infrastructure behind the LINK Scheme
