The State of Pay


Our third UK survey and a third set of fascinating insights into the progress of mobile payments, and the nature of the obstacles that stand in their way.

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our services

LATEST NEWS

VOCALINK POWERS REAL-TIME PAYMENTS SERVICE IN THE U.S.

Today we support The Clearing House (TCH) in its launch of RTP®, its transformative real-time payment system in the U.S., which empowers consumers and businesses to send and receive immediate payments domestically. Financial processes that used to take days can now be concluded in seconds. Two banks – U.S. Bank and BNY Mellon – have completed the first live transactions.

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global payments landscape

United States

In 2016, Vocalink signed a contract with The Clearing House (TCH) to develop a national real-time payment service in the US. This service went live in November 2017.

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Thailand

Vocalink has developed a transformational payments service for Thailand, providing a Real-Time Payments Switch (IPS) and a Multi Proxy Platform (MPP), which has allowed it to enter the world of real-time payments.

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Singapore

Vocalink helped the Singapore payments industry realise its ambition of implementing immediate bank transfers and debit requests as part of the FAST service.

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Sweden

Vocalink is a partner of Sweden’s automated clearing house, Bankgirot – the first time a national payments system has outsourced its payments processing to a non-domestic player.

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United Kingdom

The Faster Payments Service runs on the Vocalink real-time payments platform. Faster Payments enables interbank fund transfers in real-time, typically initiated via the internet or phone.

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scheme partnerships

Vocalink technology powers the Bacs Direct Credit and Direct Debit schemes

The UK Faster Payments Service runs on Vocalink's real-time payments platform

Vocalink provides the processing infrastructure behind the LINK Scheme

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